A dog in the house is not really cheap. You have to buy and pay a lot of things to ensure that your dog can grow up well. Are you looking for a dog, but do you not really know how expensive it is to get a dog? Read here what the costs of a dog are to know how much a dog actually costs. Do you already have a dog but are you unsure whether you should take out insurance, then you should read on quickly!
Insuring a dog, what is it?
An insurance for the dog is actually the same as any other insurance. It is an insurance with which you can recover the costs for the dog from the insurer. There are of course a great many types of providers for the dog, each insurance has its own advantages and disadvantages. So it is always a bit of a search for the best insurance.
The insurance works as follows. You have to pay a certain amount per month, this is also called the monthly premium. This premium is often not that high, although you can make it as high as you want by shifting the deductible. In this way you can easily put together yourself how much you would like to pay per month to have the dog insured.
What does the insurance cover?
Not every insurance reimburses the same of course, this is logical otherwise only one type of insurance would be needed. However, there are a few costs that are reimbursed by almost every provider. For example, the vaccinations are almost always covered by the insurance. You can therefore, as it were, recover these from the insurance. The costs for the annual vaccinations are still quite high, so that is a nice bonus.
In most cases, the treatments are also covered by the insurance. So think of possible operations that your dog needs. This also applies to most medicines that a dog may need. It is possible that you will have to pay part of the costs yourself. It depends very much on what kind of medicines your dog needs. You can always check on the internet whether the medicines you need are reimbursed by the insurance.
The benefits of insurance
The advantage of insurance is that you can get the costs you make reimbursed by the insurance. This means that you will spend much less money on your dog on an annual basis. After all, you have all kinds of costs that you can get back on the insurance. These costs are actually always the most common costs, so you can save a considerable amount of money.
It is also true that you can save a lot of money if you have a dog that is known to have to go to the vet often. This actually ensures that you can get a dog with certain conditions without having to worry about the high costs that come with this dog. In this way, many more people can get a dog that they really want, not just because it is a cheap dog.
The disadvantages of insurance
Of course, there are also disadvantages to having insurance. For example, you have to pay an amount every month. If you have a dog that actually never has to go to the vet, it can be a bit of a waste of money to spend all this on the dog.
Another disadvantage is that you still have to pay the deductible. For some operations you still have to spend a few hundred euros to have it done, depending of course on what your deductible is. You also have to look for a good insurance again, this means that you spend a lot of time and will get a lot of paperwork for the closet.
Get your dog insured
We think it is definitely worth insuring your dog. You can save a lot more money if you do have insurance. You simply forward the bill to the insurance company, you get almost everything back. And some costs you simply have to pay anyway, a vaccination is a requirement for a dog, you can’t get around this.
With us you can find the cheapest dog insurances . This way you don’t have to pay too much for your dog. There are various providers, so you have a lot of choice when taking out a certain insurance. Make the choice and take out dog insurance, you will be amazed at how much you can save!
