Petprotect pet insurance

What is Petprotect?

Petprotect is a renowned German insurance provider that specializes in comprehensive coverage for pets, including dogs, cats, and horses. Founded with a mission to support pet owners by alleviating the financial burden of unexpected veterinary expenses, Petprotect combines decades of expertise with innovative solutions tailored to the unique needs of modern pet ownership.

Headquartered in Germany, Petprotect has become a trusted name in the pet insurance industry by focusing on customer-centric services, transparency, and high-quality support. The company is dedicated to ensuring that pets receive the best possible medical care while helping owners avoid financial stress. Petprotect’s offerings are designed to provide peace of mind, allowing owners to prioritize their pet’s health and well-being without hesitation.

A standout feature of Petprotect is its emphasis on flexibility. Customers can choose from a wide range of insurance plans and tailor them to meet their pet’s specific needs, whether it’s routine healthcare, emergency surgery, or liability coverage. The company’s comprehensive packages include options for both preventive care and advanced treatments, making it a one-stop solution for responsible pet owners.

By consistently innovating and introducing new services—such as their recently launched horse surgery insurance—Petprotect continues to lead the market in delivering pet insurance solutions that adapt to the evolving needs of pet owners. With a commitment to excellent customer service and fast claims processing, Petprotect has established itself as a reliable partner for pet owners across Germany and beyond.

What Insurance Packages Does Petprotect Offer?

Petprotect offers flexible packages to cater to different needs:

  • Health Insurance Packages: Available in various tiers, these packages offer up to 100% reimbursement of veterinary costs, covering treatments up to the 4-fold rate of the German Veterinary Fee Schedule (GOT). Some packages include additional benefits like dental budgets and preventive care allowances.

  • Surgery Insurance Packages: These packages focus on covering surgical costs, with options that reimburse up to 100% of surgery expenses, including pre- and post-operative care. They are designed to alleviate financial concerns related to unexpected surgical interventions.

  • Liability Insurance Packages: Offering different levels of coverage, these packages provide protection against damages caused by dogs, with coverage limits reaching up to €50 million. They include options for worldwide coverage and flexible deductibles.

  • Horse Surgery Insurance Packages: Petprotect offers two main packages for horse surgery insurance:

    • Top: Provides unlimited coverage for surgical costs, including post-operative care and hospitalization up to 10 days, with a daily allowance for accommodation costs.
    • Premium: Offers enhanced benefits, including extended post-operative care up to 14 days and higher reimbursement rates for specific procedures.

What is covered in Petprotect insurances?

Coverage details vary based on the specific insurance product and selected package. Below is an overview:

Dog and Cat Health Insurance

Covered Not covered
Veterinary consultations and fees Non-essential cosmetic procedures
Surgical procedures Pre-existing conditions
Hospitalization expenses Elective surgeries without medical necessity
Dental treatments Behavioral therapies
Medications Dietary supplements and special diets
Preventive care (vaccinations, deworming) Breeding-related expenses

Dog and Cat Surgery Insurance

Covered Not covered
Surgeries under anesthesia Non-surgical treatments
Pre-operative diagnostics Experimental procedures
Post-operative care Costs unrelated to surgery

Dog Liability Insurance

Covered Not covered
Personal injury to third parties Damage to owner's property
Property damage to third parties Intentional acts
Financial losses to third parties Damages during commercial activities

Horse Surgery Insurance

Covered Not covered
Surgical procedures under anesthesia Non-surgical treatments
Post-operative care (e.g., wound treatments, physiotherapy) Routine dental procedures
Hospitalization costs up to 14 days Cosmetic surgeries

Note: Specific coverage may vary based on the chosen plan and policy terms.

What types of insurance does Petprotect offer?

Petprotect provides a range of insurance products tailored to the needs of pet owners:

  1. Dog Health Insurance (Hundekrankenversicherung): This insurance covers a wide array of medical treatments for dogs, including veterinary consultations, surgeries, dental procedures, hospital stays, medications, and preventive care such as vaccinations and deworming. It ensures that dogs receive comprehensive medical attention without imposing financial strain on their owners.

  2. Cat Health Insurance (Katzenkrankenversicherung): Similar to the dog health insurance, this policy covers various medical treatments for cats, encompassing veterinary visits, surgeries, dental care, hospital stays, medications, and preventive services like vaccinations and deworming. It provides cat owners with peace of mind regarding their pet’s health expenses.

  3. Dog Surgery Insurance (Hunde-OP-Versicherung): This policy specifically covers costs associated with surgical procedures performed under anesthesia, including pre-operative diagnostics and post-operative care. It offers financial protection for unexpected surgeries due to illness or accidents.

  4. Cat Surgery Insurance (Katzen-OP-Versicherung): Designed for cats, this insurance covers expenses related to surgeries under anesthesia, along with necessary diagnostics and aftercare, ensuring that cats receive required surgical interventions without financial hurdles.

  5. Dog Liability Insurance (Hundehaftpflichtversicherung): This policy covers damages caused by your dog to third parties, including personal injury, property damage, and financial losses. It provides high coverage limits and is essential for dog owners, especially in regions where such insurance is mandatory.

Petprotect reviews

Michel van Hof
Michel van Hof
@Michelvanhof
Onbegrijpelijk dat hier wat anders dan 5 sterren staat. Qua menselijkheid, bereikbaarheid en snelheid een schoolvoorbeeld van hoe je met klanten om kan gaan! Ik heb nu meerdere keren redelijk complexe situaties ervaren en Unive heeft keer op keer zeer professioneel gehandeld.
Karin Voog
Karin Voog
@Karinvoog
Al sinds 38 jaar lid van unive. Al meerdere verzekeringen afgesloten. Ook een aantal dingen helaas moeten claimen. Tot nu toe altijd supergoed geholpen en vergoed. Ik vind unive geweldig en zeker een aanrader om hier je verzekeringen af te sluiten.
Enderhan Yazult
Enderhan Yazult
@Enderhanyazult
Univé vind ik een top verzekering. Voorheen altijd bij andere verzekeraars verzekerd geweest, nu bij Unive, en geen moment spijt. Ze zijn makkelijk bereikbaar, duidelijk, aardig.. Zelfs als je iets voor sluitingstijd even wat via de chat wil vragen nemen ze alle tijd voor je.. Vandaag gechat met een medewerker genaamd Karin... Top! Ik ben zeker blij dat ik verzekerd ben bij jullie.
Kim Vale
Kim Vale
@Lindavale
Unive daar plukt u de vruchten van!! Maar ECHT! Ik ben vreselijk blij met unive.. Al jaren enkele verzekeringen bij unive en geluk gehad jaaaaaren lang geen gebruik te hoeven maken.
Wouter Voois
Wouter Voois
@Woutervoois
Erg tevreden. Goede maatschappij.

Frequently asked questions about Petprotect pet insurance.

View answers to the most frequently asked questions about pet insurance at Petprotect here.

For accidents, coverage begins immediately without a waiting period. For illnesses, a waiting period may apply, depending on the specific policy terms.

Pre-existing conditions are generally excluded from coverage. It’s advisable to review the policy details or consult with Petprotect for specific information.

Yes, Petprotect allows free choice of veterinarians and clinics, enabling you to decide who treats your pet.

Yes, certain packages include preventive care.