Agila pet insurance

What is Agila?

AGILA is a leading German insurance company that has specialized in pet insurance for dogs and cats since 1994. With nearly three decades of experience, AGILA provides tailored insurance solutions designed to meet the needs of pet owners, offering financial security for unexpected medical expenses and liability issues.

Trusted by nearly 500,000 customers, AGILA is renowned for its transparent policies and customer-focused approach.

What types of insurance does AGILA offer?

AGILA provides a range of pet insurance products, focusing on dogs and cats:

  1. Tierkrankenschutz (Pet Health Insurance):
    This comprehensive insurance covers both medical and accident-related costs. It includes outpatient and inpatient treatments, diagnostics, medications, and preventive care such as vaccinations and deworming. Surgeries and associated aftercare are also covered with the cat insurance & dog insurance.

  2. OP-Kostenschutz (Surgery Insurance):
    This insurance specifically covers costs related to surgical procedures performed under anesthesia and immediate post-operative care. It offers financial protection for unexpected surgeries due to illness or accidents.

  3. Hundehaftpflichtversicherung (Dog Liability Insurance):
    This policy covers damages caused by your dog to third parties, including personal injury, property damage, and financial loss. With high coverage limits, it provides peace of mind for dog owners.

Agila haustierversicherung

What is covered in AGILA’s insurance policies?

Coverage varies depending on the type of insurance and the chosen package. Below is an overview:

Pet Health Insurance (Tierkrankenschutz)

Covered Not covered
Outpatient and inpatient treatments Non-essential, voluntary treatments
Diagnostics (e.g., X-rays, lab tests) Behavioral therapies
Medications Diet and supplemental foods
Preventive care (vaccinations, deworming) Cosmetic procedures
Surgeries and aftercare Spaying/neutering without medical necessity

Surgery Insurance (OP-Kostenschutz)

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Covered Not covered
Surgical procedures under anesthesia Non-surgical treatments
Immediate aftercare (inpatient and outpatient) Diagnostic procedures unrelated to surgery
Surgeries for breed-specific conditions after waiting period Spaying/neutering without medical necessity

Dog Liability Insurance (Hundehaftpflichtversicherung)

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Covered Not covered
Personal, property, and financial damages caused by the dog Damage to personal belongings or family members
Damage caused during non-commercial dog sitting Damage caused by commercial use of the dog
Damage abroad (up to 12 months) Intentional or reckless behavior causing damage
Haustierversicherung Agila

What types of insurance does AGILA offer?

AGILA offers flexible packages tailored to individual needs:

  • Pet Health Insurance (Tierkrankenschutz):
    Available in three variants with increasing coverage limits for treatments and surgeries, ranging from € 500 to € 1,100 for treatments and € 2,500 to unlimited for surgeries. Packages differ in co-payment amounts and foreign coverage.

  • Surgery Insurance (OP-Kostenschutz):
    Three tariff options that cover surgery costs and immediate aftercare, with varying co-payments and coverage limits. Some packages also include diagnostics related to surgery.

  • Dog Liability Insurance (Hundehaftpflichtversicherung):
    Three tariff options with coverage limits up to € 20 million for personal, property, and financial damages. Packages differ in co-payment options and additional benefits, such as coverage for non-commercial dog sitting.

Agila reviews

Peter Haan
Peter Haan
@Peterhaan
Fijne verzekering. Snel en accuraat afgehandeld
Casper Geesten
Casper Geesten
@Michelvanhof
Helaas hebben we al een aantal keer gebruik moeten maken van de verzekering, maar daarbij verliep uitbetaling declaratie gelukkig telkens binnen twee weken. Ook de optie tot gedeeltelijke vergoeding sterilisatie bij afsluiten van een verzekering voor de lange termijn is fijn. Wij zijn tevreden.
Irene van Dam
Irene van Dam
@Irenevandam
Op zich wel een goede verzekering voor mijn huisdier. Voor mijn hond heb ik het basispakket afgesloten met daarbij de vergoeding voor sterilisatie, die zou vergoed worden bij minimale duur van 5 jaar premiebetaling.
Mirjam Baas
Mirjam Baas
@Mirjambaas
Onze hond had een ongeval in het buitenland, de eerste hulp en nazorg kostten veel geld, we hebben het binnen redelijke termijn terug gekregen.
Bas Baanderen
Bas Baanderen
@Basbaanderen
Helaas al gebruik moeten maken van de dierenverzekering. Alle Declaraties zijn netjes afgehandeld die ingediend zijn.

Frequently asked questions about Agila pet insurances

View answers to the most frequently asked questions about Agila pet insurances here.

No, each pet requires a separate policy, and there are no discounts for insuring multiple pets.

Yes, insurance package changes are possible under certain conditions, such as upgrading to a more comprehensive tariff if the pet is healthy and within the age limit. Downgrades to less comprehensive coverage are usually possible at the end of the policy year.

Claims can be easily submitted via AGILA’s free customer app or the online customer portal. AGILA processes claims and reimburses costs according to the policy terms.

For surgeries due to accidents, there is no waiting period, and coverage starts immediately upon policy activation. For illness-related surgeries, a waiting period applies, depending on specific policy conditions.